*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    
    :root {
      --bg: #F6EDEB;
      --dark: #1E140E;
      --accent: #C99B8F;
      --subheading: #C99B8F;
      --card-bg: #EFDFDB;
      --heading-font: 'Khand', sans-serif;
      --body-font: 'DM Sans', sans-serif;
    }

    body {
      background: var(--bg);
      font-family: var(--body-font);
      color: var(--dark);
    }

    /* ── GET IN TOUCH intro ── */
    .contact-intro {
      background: var(--bg);
      padding: 80px 60px 40px;
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 40px;
      align-items: start;
      max-width: 1400px;
      margin: 0 auto;
    }
    .row-fluid-wrapper .row-number-8 .p{
      padding-top: 10px !important;
    padding-bottom: 2px !important;
    }

    .subheading {
      display: flex;
      align-items: center;
      gap: 12px;
      font-family: var(--body-font);
      font-size: 13px;
      letter-spacing: 0.15em;
      text-transform: uppercase;
      color: var(--dark);
      margin-bottom: 10px;
    }
    .subheading::before {
      content: '';
      display: block;
      width: 40px;
      height: 1.5px;
      background: var(--accent);
    }

    .intro-heading {
      font-family: var(--heading-font);
      font-size: clamp(2rem, 4vw, 3rem);
      font-weight: 700;
      line-height: 1.1;
      color: var(--dark);
      text-transform: uppercase;
      margin-top: 8px;
    }

    .intro-text {
      font-size: 1rem;
      line-height: 1.7;
      color: #4a3a32;
      padding-top: 8px;
    }

    /* ── Cards grid ── */
    .cards-section {
      background: var(--bg);
      padding: 10px 60px 80px;
      max-width: 1400px;
      margin: 0 auto;
    }

    .cards-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 20px;
    }

    /* ── Single card ── */
    .contact-card {
      position: relative;
      border-radius: 4px;
      overflow: hidden;
      min-height: 320px;
      background: var(--card-bg);
      border: 1px solid rgba(30,20,14,0.08);
      display: flex;
      flex-direction: column;
      justify-content: space-between;
      padding: 36px 28px 28px;
      cursor: pointer;
      transition: transform 0.35s cubic-bezier(.25,.8,.25,1), box-shadow 0.35s;
    }

    .contact-card::before {
      content: '';
      position: absolute;
      inset: 0;
      background-size: cover;
      background-position: center;
      opacity: 0;
      transition: opacity 0.45s ease;
      z-index: 0;
    }
    .contact-card::after {
      content: '';
      position: absolute;
      inset: 0;
      background: rgba(10, 6, 4, 0.62);
      opacity: 0;
      transition: opacity 0.45s ease;
      z-index: 1;
    }

    .contact-card.card-phone::before   { background-image: url('hubfs/raw_assets/public/financia/images/contact-card-01.jpg'); }
    .contact-card.card-email::before   { background-image: url('hubfs/raw_assets/public/financia/images/contact-card-02.jpg'); }
    .contact-card.card-address::before { background-image: url('hubfs/raw_assets/public/financia/images/contact-card-03.jpg'); }
    .contact-card.card-hours::before   { background-image: url('hubfs/raw_assets/public/financia/images/contact-card-04.jpg'); }

    .contact-card:hover::before,
    .contact-card:hover::after {
      opacity: 1;
    }
    .contact-card:hover {
      transform: translateY(-6px);
      box-shadow: 0 20px 50px rgba(30,20,14,0.18);
    }

    .card-content {
      position: relative;
      z-index: 2;
      flex: 1;
    }
    .card-footer {
      position: relative;
      z-index: 2;
    }

    .card-label {
      font-family: var(--body-font);
      font-size: 0.9rem;
      color: #7a6056;
      transition: color 0.35s;
      margin-bottom: 20px;
    }

    .card-value {
      font-family: var(--heading-font);
      font-size: clamp(0.95rem, 1.5vw, 1.15rem);
      font-weight: 600;
      line-height: 1.4;
      color: var(--dark);
      text-transform: uppercase;
      letter-spacing: 0.03em;
      transition: color 0.35s;
    }

    .contact-card:hover .card-label,
    .contact-card:hover .card-value {
      color: #fff;
    }

    .icon-wrap {
      width: 54px;
      height: 54px;
      border-radius: 50%;
      border: 1.5px solid var(--dark);
      display: flex;
      align-items: center;
      justify-content: center;
      transition: border-color 0.35s, background 0.35s;
      margin-top: 24px;
    }
    .icon-wrap svg { transition: stroke 0.35s; }

    .contact-card:hover .icon-wrap {
      border-color: rgba(255,255,255,0.6);
      background: rgba(255,255,255,0.08);
    }
    .contact-card:hover .icon-wrap svg path,
    .contact-card:hover .icon-wrap svg circle {
      stroke: #fff;
    }

    /* ════════════════════════════════════════
       CONTACT FORM + INFO + MAP SECTION
    ════════════════════════════════════════ */
    .form-map-section {
      background: #fff;
      width: 100%;
    }

    .form-map-inner {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 0;
      max-width: 1400px;
      margin: 0 auto;
      padding: 80px 60px 60px;
    }

    /* ── Form column ── */
    .form-col {
      padding-right: 60px;
      border-right: 1px solid rgba(30,20,14,0.08);
    }

    #contactForm {
      display: contents;
    }

    .form-title {
      font-family: var(--heading-font);
      font-size: clamp(1.4rem, 2.5vw, 1.9rem);
      font-weight: 700;
      color: var(--dark);
      text-transform: uppercase;
      letter-spacing: 0.02em;
      margin-bottom: 32px;
    }

    .cf-form {
      display: flex;
      flex-direction: column;
      gap: 16px;
    }

    .cf-field {
      width: 100%;
    }

    .cf-input,
    .cf-textarea {
      width: 100% !important;
      background: transparent !important;
      border: none !important;
      border-bottom: 1.5px solid rgba(30,20,14,0.2) !important;
      padding: 12px 0 !important;
      font-family: var(--body-font) !important;
      font-size: 0.95rem;
      color: var(--dark) !important;
      outline: none !important;
      transition: border-color 0.25s !important;
      resize: none;
    }

    .cf-input::placeholder,
    .cf-textarea::placeholder {
      color: #a89690;
    }

    .cf-input:focus,
    .cf-textarea:focus {
      border-bottom-color: var(--accent);
    }

    .cf-textarea {
      padding-top: 14px;
      min-height: 140px;
    }

    .cf-submit {
      margin-top: 8px;
      align-self: flex-start;
      background: var(--accent);
      color: #fff;
      border: none;
      padding: 14px 36px;
      font-family: var(--body-font);
      font-size: 0.95rem;
      font-weight: 600;
      letter-spacing: 0.04em;
      border-radius: 2px;
      cursor: pointer;
      transition: background 0.25s, transform 0.2s, opacity 0.2s, box-shadow 0.2s;
    }

    .cf-submit:hover {
      background: #b8816e;
      transform: translateY(-2px);
    }

    .cf-submit:disabled {
      opacity: 0.6;
      cursor: not-allowed;
      transform: none;
      box-shadow: none;
    }

    .form-alert {
      border-radius: 12px;
      padding: 18px 20px;
      margin-bottom: 24px;
      font-family: var(--body-font);
      line-height: 1.65;
      box-shadow: 0 18px 40px rgba(30, 20, 14, 0.08);
      border: 1px solid transparent;
      display: flex;
      align-items: flex-start;
      gap: 16px;
      animation: fadeInUp 0.35s ease forwards;
    }

    .form-alert.success-alert {
      background: rgba(122, 199, 161, 0.16);
      border-color: rgba(122, 199, 161, 0.3);
      color: #1d4b2c;
    }

    .form-alert.error-alert {
      background: rgba(229, 114, 114, 0.14);
      border-color: rgba(229, 114, 114, 0.3);
      color: #6c1e24;
    }

    .form-alert ul {
      margin: 0;
      padding-left: 1.25rem;
      list-style: disc;
    }

    .form-alert.success-alert::before,
    .form-alert.error-alert::before {
      content: '';
      flex-shrink: 0;
      width: 20px;
      height: 20px;
      margin-top: 4px;
      border-radius: 50%;
      background-size: 12px 12px;
      background-repeat: no-repeat;
      background-position: center;
    }

    .form-alert.success-alert::before {
      background-color: #47b46b;
      background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath fill='white' d='M7.5 13.5L4 10l1.4-1.4 2.1 2.1 5.6-5.6L14.5 6l-7 7z'/%3E%3C/svg%3E");
    }

    .form-alert.error-alert::before {
      background-color: #e96f6f;
      background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath fill='white' d='M10 1.8a8.2 8.2 0 1 0 0 16.4A8.2 8.2 0 0 0 10 1.8zm0 4.6a.9.9 0 1 1 0 1.8.9.9 0 0 1 0-1.8zm.9 8.9H9.1v-1.4h1.8V15.3z'/%3E%3C/svg%3E");
    }

    @keyframes fadeInUp {
      from {
        opacity: 0;
        transform: translateY(10px);
      }
      to {
        opacity: 1;
        transform: translateY(0);
      }
    }

    /* ── Info column ── */
    .info-col {
      padding-left: 60px;
    }

    .info-title {
      font-family: var(--heading-font);
      font-size: clamp(1.6rem, 2.8vw, 2.2rem);
      font-weight: 700;
      color: var(--dark);
      line-height: 1.15;
      text-transform: uppercase;
      letter-spacing: 0.01em;
      margin-bottom: 20px;
    }

    .info-desc {
      font-size: 0.95rem;
      line-height: 1.75;
      color: #5a4a42;
      margin-bottom: 36px;
    }

    .hq-block {
      margin-bottom: 24px;
    }

    .hq-label {
      font-family: var(--heading-font);
      font-size: 1rem;
      font-weight: 700;
      color: var(--dark);
      text-transform: uppercase;
      letter-spacing: 0.06em;
      margin-bottom: 10px;
    }

    .hq-detail {
      font-family: var(--body-font);
      font-size: 0.92rem;
      line-height: 1.8;
      color: #5a4a42;
    }

    .hq-contact-links {
      display: flex;
      flex-direction: column;
      gap: 6px;
    }

    .hq-contact-links a {
      color: var(--accent);
      text-decoration: none;
      transition: color 0.2s;
    }
    .hq-contact-links a:hover {
      color: var(--dark);
    }

    /* ── Map ── */
    .map-wrap {
      width: 100%;
      line-height: 0;
    }

    .map-wrap iframe {
      display: block;
      width: 100%;
      height: 420px;
      border: 0;
      filter: grayscale(15%) contrast(1.02);
    }

    /* ── Responsive ── */
    @media screen and (max-width: 1024px){
  .custom-row-fluid-wrapper{
    padding: 10px 0 !important;
  }
}
    @media (max-width: 1100px) {
      .cards-grid { grid-template-columns: repeat(2, 1fr); }
    }

    @media (max-width: 900px) {
      .form-map-inner {
        grid-template-columns: 1fr;
        padding: 60px 32px 48px;
        gap: 48px;
      }
      .form-col {
        padding-right: 0;
        border-right: none;
        border-bottom: 1px solid rgba(30,20,14,0.08);
        padding-bottom: 48px;
      }
      .info-col {
        padding-left: 0;
      }
    }

    @media (max-width: 768px) {
      .contact-intro {
        grid-template-columns: 1fr;
        padding: 60px 24px 30px;
        gap: 20px;
      }
      .cards-section {
        padding: 10px 24px 60px;
      }
      .cards-grid { grid-template-columns: repeat(2, 1fr); gap: 14px; }
      .contact-card { min-height: 260px; padding: 28px 20px 20px; }
      .form-map-inner { padding: 48px 24px 40px; }
      .map-wrap iframe { height: 320px; }
    }

    @media (max-width: 480px) {
      .cards-grid { grid-template-columns: 1fr; }
      .contact-card { min-height: 220px; }
      .map-wrap iframe { height: 260px; }
    }

    /* ── HubSpot / existing overrides (unchanged) ── */
    #hs_cos_wrapper_dnd_area_contact-module-4 {
      background-color: #EFDFDB !important;
      background-image: none !important;
      display: block !important;
      margin-bottom: -80px !important;
      padding-bottom: 10px !important;
      padding-left: 10px !important;
      padding-right: 10px !important;
      padding-top: 10px !important
    }

    #hs_cos_wrapper_dnd_area_contact-module-4 input[type="submit"] {
      background-color: #C99B8F !important;
      background-image: none !important
    }

    #hs_cos_wrapper_dnd_area_contact-module-4 .hs-button {
      background-color: #C99B8F !important;
      background-image: none !important
    }

    .dnd_area_contact-row-1-force-full-width-section>.row-fluid {
      max-width: none !important;
    }

    .dnd_area_contact-module-19-flexbox-positioning,
    .dnd_area_contact-module-17-flexbox-positioning,
    .dnd_area_contact-module-15-flexbox-positioning,
    .dnd_area_contact-module-13-flexbox-positioning {
      display: -ms-flexbox !important;
      -ms-flex-direction: column !important;
      -ms-flex-align: start !important;
      -ms-flex-pack: start;
      display: flex !important;
      flex-direction: column !important;
      align-items: flex-start !important;
      justify-content: flex-start;
    }

    .dnd_area_contact-module-19-flexbox-positioning>div,
    .dnd_area_contact-module-17-flexbox-positioning>div,
    .dnd_area_contact-module-15-flexbox-positioning>div,
    .dnd_area_contact-module-13-flexbox-positioning>div {
      max-width: 100%;
      flex-shrink: 0 !important;
    }

    .dnd_area_contact-row-0-padding {
      padding-top: 270px !important;
      padding-bottom: 220px !important;
    }

    .dnd_area_contact-row-0-background-layers {
      background-image: url('hubfs/raw_assets/public/financia/images/contact-hero1.jpg') !important;
    }

    .dnd_area_contact-row-1-padding {
      padding-top: 325px !important;
    }

    .dnd_area_contact-row-1-background-layers {
      background-image: linear-gradient(rgba(246, 237, 235, 1), rgba(246, 237, 235, 1)) !important;
      background-position: left top !important;
      background-size: auto !important;
      background-repeat: no-repeat !important;
    }

    .dnd_area_contact-row-2-padding {
      padding-top: 30px !important;
    }

    .dnd_area_contact-row-2-background-layers {
      background-image: linear-gradient(rgba(246, 237, 235, 1), rgba(246, 237, 235, 1)) !important;
      background-position: left top !important;
      background-size: auto !important;
      background-repeat: no-repeat !important;
    }

    .dnd_area_contact-row-3-padding {
      padding-top: 40px !important;
      padding-bottom: 120px !important;
    }

    .dnd_area_contact-row-3-background-layers {
      background-image: linear-gradient(rgba(246, 237, 235, 1), rgba(246, 237, 235, 1)) !important;
      background-position: left top !important;
      background-size: auto !important;
      background-repeat: no-repeat !important;
    }

    .dnd_area_contact-column-12-padding {
      padding-bottom: 0px !important;
    }

    .footer-row-0-background-layers {
      background-image: linear-gradient(rgba(30, 20, 14, 1), rgba(30, 20, 14, 1)) !important;
      background-position: left top !important;
      background-size: auto !important;
      background-repeat: no-repeat !important;
    }

    .footer_copyright-row-0-padding {
      padding-bottom: 0px !important;
    }

    .footer_copyright-row-0-background-layers {
      background-image: linear-gradient(rgba(30, 20, 14, 1), rgba(30, 20, 14, 1)) !important;
      background-position: left top !important;
      background-size: auto !important;
      background-repeat: no-repeat !important;
    }

    a.cta_button {
      -moz-box-sizing: content-box !important;
      -webkit-box-sizing: content-box !important;
      box-sizing: content-box !important;
      vertical-align: middle;
    }

    .blog-item-wrap {
      flex-wrap: wrap;
      display: flex;
      justify-content: start !important;
    }

    .hs-breadcrumb-menu { list-style-type: none; margin: 0; padding: 0; }
    .hs-breadcrumb-menu-item { float: left; padding: 10px 0 10px 10px; }
    .hs-breadcrumb-menu-divider:before { content: "›"; padding-left: 10px; }
    .hs-featured-image-link { border: 0; }
    .hs-featured-image { float: right; margin: 0 0 20px 20px; max-width: 50%; }
    @media (max-width: 568px) {
      .hs-featured-image { float: none; margin: 0; width: 100%; max-width: 100%; }
    }
    .hs-screen-reader-text { clip: rect(1px,1px,1px,1px); height: 1px; overflow: hidden; position: absolute !important; width: 1px; }

    nav.megamenu .nav-list li a,
    nav.megamenu .nav-list li a:hover,
    nav.megamenu .nav-list li a:focus { font-size: 17px; }

    nav.megamenu .nav-list li a,
    nav.megamenu .nav-list.level-1 > li.megamenu > a:after,
    nav.megamenu .nav-list.level-1 > li.dropdown > a:after { color: #ffffff; }

    nav.megamenu .nav-list li a:hover,
    nav.megamenu .nav-list li a:focus,
    nav.megamenu .nav-list.level-1 > li.megamenu > a:hover:after,
    nav.megamenu .nav-list.level-1 > li.dropdown > a:hover:after { color: #ffffff; }

    @media only screen and (min-width: 992px) {
      #megamenu .dropdown-content { background: #ffffff; }
    }

    nav.megamenu .nav-list li.megamenu .dropdown-content .header-megamenu .title-megamenu,
    nav.megamenu .nav-list li.megamenu .dropdown-content .header-megamenu .title-megamenu a {
      font-size: 20px; font-weight: 700; color: #052345;
    }

    nav.megamenu .nav-list li.megamenu .dropdown-content ul li a,
    nav.megamenu .nav-list li.dropdown .dropdown-content ul li a,
    nav.megamenu .nav-list li.megamenu .dropdown-content .main-megamenu a.menu-link .text-link {
      font-size: 18px; font-weight: 400; color: #052345;
    }

    nav.megamenu .nav-list li.megamenu .dropdown-content ul li a:hover span,
    nav.megamenu .nav-list li.dropdown .dropdown-content ul li a:hover span,
    nav.megamenu .nav-list li.megamenu .dropdown-content .main-megamenu a.menu-link:hover .text-link { color: #052345; }

    @media only screen and (max-width: 991px) {
      #mobileMenuBar.open .menu-main { display: block; width: 100%; padding-top: 95px; background: url("");  }
      #mobileMenuBar nav.megamenu .nav-list { background: #ffffff; }
      #mobileMenuBar nav.megamenu .nav-list li a { color: #b3b75c; font-size: 17px; }
      #mobileMenuBar nav.megamenu .nav-list li.megamenu .dropdown-content ul li a,
      #mobileMenuBar nav.megamenu .nav-list li.dropdown .dropdown-content ul li a,
      #mobileMenuBar nav.megamenu .nav-list li.megamenu .dropdown-content .main-megamenu a.menu-link .text-link { color: #b3b75c; }
      #mobileMenuBar nav.megamenu .nav-list li.menu-item.one-column,
      #mobileMenuBar nav.megamenu .nav-list .sub-menu li a { color: #b3b75c; }
      #mobileMenuBar nav.megamenu .nav-list.level-1 > li:not(.last-menu-item-button) > a.menu-link { background: rgba(255,255,255,0.7); }
      #mobileMenuBar nav.megamenu .nav-list li.megamenu .dropdown-content .mega-col:last-child { padding: 0px; }
    }

    @font-face {
      font-family: "Khand"; font-weight: 700; font-style: normal; font-display: swap;
      src: url("_hcms/googlefonts/Khand/700.woff2") format("woff2"), url("_hcms/googlefonts/Khand/700.woff") format("woff");
    }
    @font-face {
      font-family: "Khand"; font-weight: 500; font-style: normal; font-display: swap;
      src: url("_hcms/googlefonts/Khand/500.woff2") format("woff2"), url("_hcms/googlefonts/Khand/500.woff") format("woff");
    }
    @font-face {
      font-family: "Khand"; font-weight: 600; font-style: normal; font-display: swap;
      src: url("_hcms/googlefonts/Khand/600.woff2") format("woff2"), url("_hcms/googlefonts/Khand/600.woff") format("woff");
    }
    @font-face {
      font-family: "Khand"; font-weight: 400; font-style: normal; font-display: swap;
      src: url("_hcms/googlefonts/Khand/regular.woff2") format("woff2"), url("_hcms/googlefonts/Khand/regular.woff") format("woff");
    }
    @font-face {
      font-family: "DM Sans"; font-weight: 400; font-style: normal; font-display: swap;
      src: url("_hcms/googlefonts/DM_Sans/regular.woff2") format("woff2"), url("_hcms/googlefonts/DM_Sans/regular.woff") format("woff");
    }
    @font-face {
      font-family: "DM Sans"; font-weight: 700; font-style: normal; font-display: swap;
      src: url("_hcms/googlefonts/DM_Sans/700.woff2") format("woff2"), url("_hcms/googlefonts/DM_Sans/700.woff") format("woff");
    }

    .dnd_area_blog-row-0-padding {
      padding-top: 224px !important;
      padding-bottom: 150px !important;
    }
    .dnd_area_blog-row-0-background-layers {
      background-image: url(../hubfs/raw_assets/public/financia/images/contact.jpg);
      background-position: center center !important;
      background-size: cover !important;
      background-repeat: no-repeat !important;
    }
    .dnd_area_blog-row-1-padding { padding-top: 142px !important; padding-bottom: 54px !important; }
    .dnd_area_blog-row-1-background-layers {
      background-image: linear-gradient(rgba(255,255,255,1), rgba(255,255,255,1)) !important;
      background-position: left top !important; background-size: auto !important; background-repeat: no-repeat !important;
    }
    .dnd_area_blog-row-2-padding { padding-bottom: 150px !important; }
    .dnd_area_blog-row-3-padding { padding-top: 140px !important; padding-bottom: 150px !important; }
    .dnd_area_blog-row-3-background-layers {
      background-image: linear-gradient(rgba(246,237,235,1), rgba(246,237,235,1)) !important;
      background-position: left top !important; background-size: auto !important; background-repeat: no-repeat !important;
    }
    .dnd_area_blog-column-3-padding { padding-right: 170px !important; }
    .dnd_area_blog-column-9-row-0-padding { padding-bottom: 54px !important; }